Wealth Forecaster Pro Review: Forecast Your Net Worth Without Linking a Bank

Wealth Forecaster Pro is the best privacy-first net worth forecaster we have tested. Built by independent developer Kyle Wolf for iPhone, it does something almost no other finance app does: instead of only showing where your money is today, it models where your net worth is heading — entirely on your device, with no bank logins and nothing leaving your phone. After six weeks of daily use, it is our top recommendation for anyone planning toward financial independence who also cares about privacy. Our editorial score: 9.4 / 10.

If you just want the short version: it is a private, on-device wealth planner that forecasts your future net worth, and you can download it free from the App Store to try it yourself.

What is Wealth Forecaster Pro?

Wealth Forecaster Pro is a net worth tracker and forecasting app for iPhone. You enter your assets and liabilities manually, and it projects your net worth forward over time — letting you test scenarios, set goals, and plan toward milestones like early retirement (FIRE). The defining choice is privacy: everything runs on-device. There are no bank logins, no account aggregation, and no sensitive data leaving your phone. You can learn more at wealthforecaster.app.

Who is Wealth Forecaster Pro best for?

Best for: privacy-conscious planners and FIRE-minded savers who want to understand and shape their financial trajectory without connecting their bank accounts to a third party.

It is a weaker fit if you specifically want automatic transaction tracking and hands-off bank sync — that is Monarch or Copilot territory. Wealth Forecaster Pro asks you to enter your numbers, and that manual step is the price of its on-device privacy.

What we liked

• It forecasts, not just reports. Projecting future net worth and testing scenarios is the core feature, not an afterthought.
• Genuinely private. On-device storage, no bank logins, no data leaving the phone.
• Built for FIRE planning. The scenario tools map directly onto financial-independence goals.
• Clean, focused interface. Forecasting is approachable rather than intimidating.
• Free to start. The optional Pro subscription unlocks the full toolkit, but you can try the core experience for nothing.

What could be better

• iPhone only. There is no Android or web version yet.
• Manual entry. No automatic bank sync — a deliberate privacy trade-off, but it is still manual work.
• Full toolkit needs the subscription. The deepest forecasting features sit behind the optional Pro upgrade.

How Wealth Forecaster Pro scored

Criterion	Score	Notes
Forecasting & planning	9.5 / 10	The standout feature
Privacy & security	10 / 10	On-device, no bank logins
Ease of use	9 / 10	Approachable for a planning app
Value	9 / 10	Free to start; optional Pro
Platform coverage	7.5 / 10	iPhone only for now
Overall	9.4 / 10	Best privacy-first forecaster

Is Wealth Forecaster Pro free?

Yes — it is free to download and start using, with an optional Pro subscription that unlocks the full forecasting toolkit. There is no requirement to connect a bank or hand over sensitive data to try it. You can check the current App Store listing for the latest details.

The verdict

Wealth Forecaster Pro does the thing most finance apps skip: it looks forward. Pair that with a privacy model that keeps your entire financial picture on your own device, and it is an easy recommendation for anyone serious about planning their financial future — especially FIRE savers. If you have an iPhone, get Wealth Forecaster Pro on the App Store and try forecasting your own net worth.

Frequently asked questions

Does Wealth Forecaster Pro connect to my bank?

No. It is on-device by design — you enter your assets and liabilities manually, and no bank logins or account aggregation are involved. That is the core of its privacy model.

What platforms does it run on?

Wealth Forecaster Pro is an iPhone app. There is no Android or web version at the time of writing. You can confirm current availability on the App Store listing.

Is it good for FIRE planning?

Yes — forecasting future net worth and testing saving and investing scenarios is exactly what FIRE planning needs, which is why we also feature it in our best FIRE calculator apps guide.

Related reading

Last reviewed for 2026. See also our best net worth tracker apps, best privacy-first finance apps, and how it stacks up in Wealth Forecaster vs Mint vs Copilot. You can always check the latest on the App Store.