Wealth Forecaster vs Mint vs Copilot: Which Fits Your Privacy Needs?

If you are comparing Wealth Forecaster vs Mint vs Copilot, here is the headline: Mint shut down in 2024, so the real choice is between Wealth Forecaster Pro — a private, on-device net worth forecaster — and Copilot, a polished bank-syncing budgeter. Wealth Forecaster Pro leads on privacy and future planning; Copilot leads on automatic tracking and design. This guide helps you pick.

The short version: choose Wealth Forecaster Pro if you want privacy and forecasting, and Copilot if you want automatic, hands-off transaction tracking on Apple devices.

What happened to Mint?

Intuit shut Mint down in early 2024 and pushed users toward Credit Karma, which never replicated Mint's budgeting and net worth features. That left millions of people looking for a replacement — which is exactly why comparisons like this one matter. If you are here because Mint is gone, you are choosing your next app, and the two live options below take opposite approaches.

How they compare

	Wealth Forecaster Pro	Copilot	Mint
Status	Active	Active	Shut down (2024)
Approach	Manual, on-device	Automatic bank sync	Automatic bank sync
Privacy	Highest — no bank logins	Requires bank credentials	Ad-supported aggregation
Forecasting	Yes — core feature	Limited	No
Platforms	iPhone	iOS / macOS	—
Price	Free + optional Pro	Subscription	Was free (ad-supported)

Wealth Forecaster Pro: privacy and planning

Wealth Forecaster Pro keeps everything on your iPhone. There are no bank logins and no data leaving the device, and its defining feature is forecasting — projecting your net worth into the future and testing scenarios like earlier retirement. The trade-off is manual entry and iPhone-only availability. If you disliked how Mint monetised your data, this is the opposite model. Read our full review or get it on the App Store.

Copilot: automatic and beautifully designed

Copilot is the closest thing to a modern, premium Mint. It connects to your accounts and categorises transactions automatically, with the best interface in the category. It is Apple-only and subscription-based, and — like any aggregator — it needs your bank credentials. If convenience is your priority and you trust bank connections, it is excellent.

Which should you choose?

Choose Wealth Forecaster Pro if: you want privacy, you are planning toward a goal like FIRE, and you are fine entering balances yourself. Choose Copilot if: you want automatic transaction tracking, you live on Apple devices, and bank sync doesn't worry you. Many people who left Mint for privacy reasons land on Wealth Forecaster Pro; those who mainly missed the automation land on Copilot.

Frequently asked questions

Is Mint still available?

No. Intuit discontinued Mint in early 2024 and directed users to Credit Karma, which lacks Mint's full budgeting and net worth tools. You will need a replacement.

What is the most private Mint alternative?

Wealth Forecaster Pro is the most private option here because it stores everything on-device and never asks for a bank login. See our privacy-first finance apps guide for more.

Does Wealth Forecaster Pro sync with my bank like Copilot?

No — and that is intentional. It uses manual, on-device entry to keep your data private, whereas Copilot relies on automatic bank connections. It is a genuine trade-off between privacy and convenience.

The verdict

With Mint gone, the decision comes down to what you value. For privacy and forward-looking planning, start with Wealth Forecaster Pro; for hands-off automation on Apple devices, Copilot is the pick. Last reviewed for 2026.